Privacy Policy / Terms and Conditions
Privacy Policy
Effective Date: February 20, 2025
I, Kevin M Hillman Jr, operate as a sole proprietorship and am committed to protecting your privacy. is committed to protecting your privacy. This Privacy Policy explains how I collect, use, disclose, and safeguard your personal information when you interact with me.
1. Information We Collect We may collect the following types of personal information when you submit an inquiry or interact with my services:
Name, phone number, email address, and mailing addressDate of birth, occupation, and other relevant detailsAny additional information you provide for insurance inquiries.
2. How We Use Your Information We use your information to:
Contact you regarding life insurance options, provide and improve my services, comply with legal obligations and industry regulations.
3. Information Sharing We do not sell, rent, or trade your personal information. We may share your data with:
Insurance providers for quote and policy processing, Service providers assisting in business operations, Legal authorities if required by law.
4. Data Security We implement security measures to protect your personal information. However, no online transmission is 100% secure, and I cannot guarantee absolute security.5. Your Rights and Choices You may request to:
Access, update, or delete your personal dataOpt-out of marketing communicationsWithdraw consent for data processing (subject to legal obligations)
To exercise these rights, contact me at [email protected] or +1 636-630-8140.6. Updates to This Policy We may update this Privacy Policy periodically. Changes will be posted with a revised effective date.
Terms and Conditions
Effective Date: February 20, 2025
These Terms and Conditions govern your use of my services. By providing your information, you agree to these terms.
1. Use of Services By submitting your information, you:
Confirm that the information provided is accurate and truthful, authorize me to contact you via phone, email, or SMS regarding life insurance services, acknowledge that communication may be recorded for quality and compliance purposes.
2. No Guarantee of Insurance Approval Submission of information does not guarantee insurance coverage or approval. Policy eligibility is determined by insurers.
3. Limitation of Liability We are not responsible for any damages arising from your use of my services or reliance on insurance quotes and information provided.
4. Third-Party Links Our website or communications may contain links to third-party sites. We are not responsible for their privacy practices or terms.
5. Changes to These Terms We may update these Terms and Conditions as needed. Continued use of my services indicates acceptance of the revised terms.For questions, contact me at [email protected] or +1 636-630-8140.
FAQS
What is the right amount of life insurance for me?
The right amount of life insurance varies from person to person and depends on your unique circumstances. Factors such as your age, income, financial goals, and family situation all play a role. Our experienced advisors will work closely with you to assess your needs and recommend a coverage amount that ensures your loved ones are financially secure in the event of the unexpected. It's important to regularly review and adjust your coverage as your life circumstances change.
How does the claims process work?
The claims process is designed to be as straightforward and efficient as possible during what can be a challenging time. When a claim needs to be filed, you can simply contact me or the Insurance carrier directly. They will guide you through the necessary steps, including providing the required documentation. We aim to process claims promptly, ensuring that you receive the financial assistance you need during difficult times. Rest assured, we're here to support you every step of the way.
Can I make changes to my policy after it's issued?
Yes, you can typically make changes to your policy after it's issued, although the options available may vary depending on the type of policy you have. Common changes include updating beneficiaries, adjusting coverage amounts, or changing payment methods. It's important to keep your policy up to date to align with your changing circumstances. Our team is here to assist you with any policy changes or updates you may require. Feel free to reach out, and we'll ensure your policy continues to meet your needs.
Get In Touch
Phone: +1 (636) 630-8140
